Case law research, liability disputes, basic hire rate intelligence and practitioner expertise — everything the credit hire professional needs, in one place.
Foundation to Advanced — 10 modules, 16 hours, 3 certification tiers. The most comprehensive credit hire training resource available, with an AI tutor in every section.
Introduction • Legal Framework
2 modules • ~3 hours
Liability • Qualifying Periods • Intervention • Rates • Claims
7 modules • ~11 hours
Litigation • Industry Dynamics • Emerging Issues & AI
10 modules • 16 hours
Built exclusively for credit hire professionals — solicitors, insurers, claims managers and consultants. One platform, every resource.
Ask questions in plain English. Our AI reads the relevant judgments and synthesises a coherent answer, complete with citations and case names.
388+ cases spanning six decades, backed by 209 expert commentary articles from leading industry practitioners. Updated as new cases and commentary emerge.
No more trawling through PDFs. Get answers in seconds, with the key principles extracted and cases ranked by authority level.
Browse and filter the full database by court, year, legal topic and outcome. View structured summaries, key principles and significance ratings.
Results are weighted by court level. Supreme Court and Court of Appeal decisions are prioritised, giving you the binding authorities first.
A searchable directory of 118 credit hire industry participants — CHOs, solicitors, counsel, BHR specialists, engineers, funders and more. Find the right expertise, fast.
Search and browse over 1,100 Credit Hire Forum articles published since 2020. Filter by year or keyword to find commentary, updates and analysis on any credit hire topic — with direct links to the full articles.
Queries about negligence, liability and contributory negligence automatically draw on the Highway Code (effective 10 April 2025). The AI cites specific rules — distinguishing mandatory (MUST) from advisory (should) — and applies the Hierarchy of Road Users principle to the scenario described.
Query GTA maximum daily settlement rates across 16 rate periods covering cars, commercial vehicles, motorcycles and private hire & taxis. Ask by vehicle group code, date or vehicle type and receive the exact applicable rate — with aged vehicle differentials where available.
10 structured modules from foundation to advanced level, covering the full credit hire landscape. Each section includes an AI tutor that works through practitioner scenarios with you. Complete assessments to earn Foundation, Practitioner or Advanced certificates.
Challenge basic hire rate assertions with precision. Vehicle-specific data and structured rebuttal arguments — launching this month with motorbikes and scooters first, then private hire and taxi vehicles, then cars and vans.
Combining a curated case database with state-of-the-art AI to deliver authoritative answers.
Type any credit hire or liability question — impecuniosity, BHR, need, GTA rates, negligence, Highway Code rules, or anything else.
The system retrieves the most relevant cases, expert commentary articles, and — for liability queries — the applicable Highway Code rules and GTA rate data.
Claude AI reads all retrieved material — case law, expert commentary, Highway Code rules and rate data — and synthesises a coherent, cited answer.
You receive a structured answer with case citations, expert commentary, Highway Code rule references and key principles — all from verified sources.
The database is indexed across every major credit hire legal issue. Click any topic to explore.
Comprehensive coverage from the highest courts down to County Court judgments.
BHR analysis tools are already live for subscribers, with a major rebuttal capability in development.
The AI Query screen includes a dedicated BHR Analysis scope drawing on a growing knowledge base of rental company terms and conditions. Currently covering Avis, Europcar, Thrifty, Sixt, Budget and Hertz — with CDW inclusion status, non-waivable excess schedules, age restrictions, additional driver fees, fuel and mileage policies, and much more. Additionally, GTA maximum daily settlement rates are available across 16 rate periods covering cars, commercial vehicles, motorcycles and private hire & taxis — queryable by vehicle group code, date or vehicle type. Ask questions such as: "What is the GTA rate for group S5 in 2024?" or "Is CDW included in a standard Hertz rate?" and receive a cited, structured answer.
A comprehensive database of conventional hire companies covering branch locations by postcode, terms and conditions of hire, and availability records — identifying where and when a hire company would not have been able to serve a claimant due to age restrictions, licence requirements, accident history policies or absence of a local branch. Upload an insurer's BHR report and the tool will automatically identify the comparable rates used, cross-reference them against verified T&Cs, and flag weaknesses in the evidence. An essential tool for challenging the quasi-expert BHR reports increasingly relied upon by insurers.
Access to this resource is restricted to subscribers to the Credit Hire Forum and is included within the subscription plan.